- 2017 - Forward: engaged in the design and development of “PROTOTYPES” of new consumer and household products that my partners and I, will get "PATENTED".
- Researching and attracting manufacturers and vendors of Machinery, Equipment for partnership or representation in KSA.
- Areas of focus include oil wells drilling tools, valve-automation, gauges, instrumentation, maintenance, inspection and testing, like NDT, MPI, and Ultrasonic testing.
- Actively attracting investors and business contacts in KSA and UAE for partnership for new products to be manufactured in China and marketed in the GCC and worldwide.
- Welcoming venture capitalists (VC's) for new upcoming products.
- Strong affiliation with a Brokerage Firm in Dubai and a Consultant in Riyadh (Finance & Administration) with a wide scope for trading: (imports/ exports) and corporate restructuring.
- Developing and maintaining professional relationships with existing and new clients to ensure they are satisfied with the performance and identifying what their future needs and requirements are.
- Negotiating and vetting contracts with owners and senior executives, where quality executions, cost and time limitations are the constraints to govern.
- Forming a vocal point of communication amongst suppliers, internal departments and end users or beneficiaries.
- Paying close attention to details pertaining to regulatory framework, operational framework and logistics mitigating against costly risks and litigation.
- Formation of business contacts and market intelligence across the GCC countries, Iraq, Syria and Jordan.
- Outsourcing competitive industrial materials, equipment, paints and coatings from Saudi vendors and manufacturers for export to oil industries in Kuwait and Iraq.

EXECUTIVE SUMMARY:
• Multi-Discipline Engineer and Master-degree graduate of New Mexico State University; New Mexico, U.S.A.
• While a Treasury and A/R Manager, I achieved a historical precedence in collecting 34% of past dues within two months from joining.
• Also, I assumed the "Business Development" role –along with my existing duties and responsibilities-
capitalizing on my rich entrepreneurial expertise to attract profitable deals and form strategic relationships.
• Keen on seeing through the first layers -for meeting present and future business needs- via performing vital Business Intelligence and Due Diligence processes, I master.
• Negotiated contracts, RFQ's, LOI's, Terms of Payments and Delivery Schedule with international suppliers, clients; EPC contractors and financing banks.
• As a VP – Sr. Relationship Manager, I grew my portfolio by 15% exposure while maintaining a solid 25% increase in revenue; balancing business appetite while managing associated risks.
• Dealt with owners, chairmen and executive management of corporations; clients and/or vendors.
• Managed a Corporate portfolio of key accounts in-excess of US$ 1.0 Billion in banking credit facilities.
• As a Corporate Banker with NCB, my clients spanned across the oil & gas and petrochemical industries beside fertilizer manufacturing plus a U.S.$ 3.0 Billion Desalination Plant.
• While with NCB, I established the first-ever comprehensive credit proposal for SABIC; a major international petrochemical corporation and its 18 subsidiaries having credit exposure valued at over USD 500 Million.

- Marked a historical precedence in the company with the achievements of 34%; in past due
collections in only a couple of months capitalizing on existing team and available resources.
- Established or improved current practices & procedures was conducive to record achievements.
- Managed a team of seven members in dealing with and handling A/R with ARAMCO, SABIC plus their affiliates, SADARA (with DOW), Maaden, FLUOR, Bechtel, McDermott, Technicas Reunidas, Dragados, SEPCO, Doosan, SAMSUNG, and Hyundai amongst many others.

- Managed cash operations including A/R, A/P, collections and remedial management policies & actions.
- Coordinated and facilitated banking relationships including Transactions with Corporate Relationships, Treasury and FOREX, and Trade Services as relating to projects’ requirements and maturities.
- Streamlined and established Service Level Agreements (SLA’s) amongst departments to guarantee structured business processes.
- Negotiating with Suppliers (local and international) terms of payments and related banks’ dealings.
- Vetted and audited current practices, forms and contracts to assess potential risks; financial, operational and contractual with the goal to strengthen our negotiation position with Sales and Marketing Division.
- Established and monitored the implementation and maintenance of accounting control procedures namely for receivable and payable accounts.
- Liaised with Law Firms in Dubai and external consultants for remedial cases, legal and contracts review.

Corporate Banking Group
Vice President - Senior Relationship Manager

- As an Engineer with Business expertise, I managed elite accounts in Petrochemicals and Oil & Gas.
- My major international companies include mega EPC projects of SABIC & all Affiliates, Saudi
Chevron Phillips, SASREF and Marafiq (JWAP) in Jubail Industrial City.
- Managing total credit exposure of over US$ One Billion.
- Acted as a key liaison with my corporate clients and executive management team at the bank.
- Analyzing financial reports from A-to-Z to highlight strengths and advise on weaknesses.
- Stress-testing financials to gauge limits relating to borrowings and repayment plans.
- Studying, analyzing and assessing specialized technical reports, progress reports and feedback
from industry consultants like JACOBS, MCAI Global & GEII plus the SIDF.
- Prepared and proposed credit memorandums serving my clients' needs & growing my portfolio
by 15% exposure while maintaining a solid 25% increase in revenue.

Corporate and Investment Banking
Manufacturing Division
Relationship Manager/Engineer

- Successfully managed and grew a corporate portfolio in the Manufacturing Sector.
- Assessed feasibility studies of expansion projects and presented recommendations.
- Scrutinized the financial standing on bases of borrowing, profit generation and payback of obligations.
- Performing internal audit and assessing financial controls and compliance on other relationship
teams in accordance to preset policies and procedures.
- Continuously monitored my Corporate Clients' Credit standing needs and limitations in doing my
due diligence based on their technical abilities and business merit.

SPECIAL ASSIGNMENTS (at SAMBA):
Spearheaded the task force entrusted with creating the first foundation on Know-Your-Customer (KYC).

Corporate Planning Department
Financial Analyst

- Diligently analyzed the financial goals, needs and means of all departments in the Bank.
- Performed quarterly follow up and questioning of financial and non-financial goals throughout the
bank’s departments.
- Held extensive meetings with senior executives discussing best ways in addressing cost
overruns, delays in meeting stipulated deadlines and strategies to avoid that in the future.
- Responsible for team communications ensuring that all team members have a comprehensive
understanding of process, procedures and accounting requirements whilst adhering to best practices.

SPECIAL ASSIGNMENTS at Riyad Bank:
• Dealt extensively with International Credit Rating agencies like S&P, Capital Intelligence and Fitch for Sovereign Ratings and individual Banks and Corporates’ Credit Ratings.
• Represented the bank in the formation of the first Saudi Credit Bureau (SIMAH) under the supervisory of the Central Bank; Saudi Arabian Monetary Agency (SAMA).
• Worked extensively with the consultant team to implement the Bank’s new Strategy “National Champion”-Consultant: Booz, Allen Hamilton- for complete re-engineering of processes to release the potential and bring a positive transformation to the bank.

- Formed a central hub/ dealing with Booz Allen Hamilton/ to communicate the studies/ findings and recommendations of the consultants to the Project Steering Committee.- Played a vital role in teams’ formation and execution of the new strategy -National Champion- in reengineering all departments’ policies & procedures and operations.- Dealt extensively with International Credit Rating agencies like S&P/ Capital Intelligence and Fitch in furnishing and discussing requirements for a better credit rating.- Entrusted to represent Riyad Bank with SAMA in establishing the first credit bureau in KSA. - Conducted comparative analyses amongst local banks to capture distinguished criteria to be amongst the top three banks. - Updated the Information Package presented by the CEO to bank credit rating agencies.- Continuously coordinated with the bank representatives attending SAMA’s Committees.- Briefed the President/CEO for the Saudi Banks MD’s meeting in Central Bank; SAMA.